Your Rent Keeps Going Up.

Your Rewards Should Too.

Earn cashback every month just for paying rent through Neobanc. Finally get rewarded for paying rent.

Woman wearing glasses and a yellow sweater smiling and holding a smartphone showing a cashback balance of $445.75 from NeoBanc addressed to Chloé Beaulieu.

Bills Don’t Care About You.

We Do.

Receive cashback with each bill payment. Instant boost of happiness.

StartLearn
Smiling man with glasses holding a blue smartphone in one hand and several bills including utility, internet, phone, and insurance in the other.

Your Mortgage Is Huge.

Your Cashback Should Be Too.

Get rewarded for every mortgage payment—something your bank has never offered you.

StartLearn

Your Cart Keeps Getting Bigger.

Your Rewards Should Too.

Boosted cashback on digital gift cards for everything you already buy.

StartLearn
Rent
Bills
Mortgages
Gift Cards
Up to 9%* cashback. Because paying rent shouldn’t feel like charity.
Up to 9%* cashback. Because paying rent shouldn’t feel like charity.
Up to 9%* cashback. Because paying rent shouldn’t feel like charity.
Up to 9%* cashback. Because paying rent shouldn’t feel like charity.
Up to 9%* cashback. Because paying rent shouldn’t feel like charity.
Trustpilot
TESTIMONIAL

Why renters love Neobanc.

@
thepance
As long as you guys are everything you say you are, I'm glad to promote to my network.
@
tonmoy.bhowmik
Switching to Neobanc has been a game-changer for me! Paying my rent is now seamless, and I love earning rewards in the process.
@
nadene.freysen
I’ve been paying with Neobanc for 3 months now and I’m super happy I found it!
@
jayzhoumt
Hopefully you will enjoy the use of Neobanc as I do.
@
julialimaclb
It's finally getting a "thank you" for being an adult.
@
paula_knight__
I just set it up under 2 minutes. Everything went super smoothly.
@
jelimark.alvarez
It's just seamless—very simple process. It doesn't even take that long.
WHAT WE DO

All your payments on one platform

Neobanc reimagines the way you manage your money, making everyday payments feel like real victories. Whether it's your rent, utilities, or mortgage, each payment becomes a step towards building your wealth, not just an expense. It's a refreshing app that truly rewards you for your lifestyle.

Make Rent Work for You

Pay rent your way and earn cashback every month.

Build Credit While You Pay

Your rent builds your credit, automatically.

Bills Made Rewarding

Turn every bill into cashback! From utilities, phone, internet, and more.

Rent Support When You Need It

Get approved fast when rent catches you off guard.

Cashback on Your Mortgage

Even your mortgage can earn you money back.

Personal Loans That Work for You

Quick funding, fair terms, and cash when you need it most.

Shop Smarter with Gift Cards

Buy gift cards for gas, groceries, Amazon, and get instant cashback.

GET STARTED
How it works

How Neobanc works in just 3 steps.

1
Fund your account
Fund your Neobanc account via Interac e-Transfer® or Credit Cards before the due date.
2
Your landlord is paid
We send the full rent on your behalf, right on the due date via Interac e-Transfer®.
3
You get cashback
Up to 9%* back for an expense that you already have every month.
Get started today
safety first
Pink shield icon with a check mark inside signaling security or protection.
Your money is always safe in a CDIC-insured account.
Neobanc Does More Than Rent

More Ways to Earn Cashback with Neobanc

Pay your bills
From phone plans to hydro to internet. Pay your bills through Neobanc and get 1% cashback, every time.
Cover your mortgage
Pay your mortgage and earn 0.5% cashback on your monthly payments! Real money back on what used to be a dead-end.
Shop with gift cards
Earn cashback instantly when you buy digital gift cards for everyday essentials — like groceries, gas, Amazon, and more.
See how much you could earn
Use our Cashback Calculator to find out how much you could be getting back, every single month.
Try the Cashback Calculator
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Neobanc bill pay
From rent to Rogers, these are just some of the bills our users trust Neobanc to handle every month.
Bills, Bills, Bills — We’ve Got You Covered
Pay Bills, Get Rewards
STACK IT UP

Stack Smarter: Why Using Your Credit Card Pays Off

Using your credit card for rent isn’t just convenient—it’s a smart move. Neobanc allows you to combine your rewards with additional cashback, so you earn twice on your rent payments. More points, more benefits, more opportunities.

High-Reward Amex Card
TD Cash Back Visa Infinite
CIBC Cashback or Dividend Card
Scotia Momentum Visa Infinite Card
Rewards
High-Reward Amex  cardholders earn 4% plus 5% from Neobanc
Card Rewards (Approximately 4%):
• $960 annually with $2,000 rent
• $1,200 annually with $2,500 rent

Total Rewards (Neobanc 5% + Card):
• Up to $2,160 yearly on $2,000 rent
• Up to $2,700 yearly on $2,500 rent

What You Could Achieve:
✈️ Fly business class to NYC, LA, or Miami
🍣 Enjoy weekend dining without spending your own money
📱 Buy a new iPhone, Laptop, or upgrade your tech setup
JOIN NEOBANC
Rewards
TD Visa Infinite delivers 3% plus 5% from Neobanc
Card Reward (Up to ~3%):
• $720/year on $2,000 rent
• $900/year on $2,500 rent

Total Stacked Reward (Neobanc 5% + Card):
• Up to $1,920/year on $2,000 rent
• Up to $2,400/year on $2,500 rent

What You Could Do:
🌍 Book your next Eurotrip and fly there for free
🛏️ Stay at luxury hotels you thought were out of reach
📺 Splurge on tech, a PS5, or finally upgrade that couch
JOIN NEOBANC
Rewards
CIBC Aventura stacks 2% with 5% from Neobanc
Card Reward (Up to ~2%):
• $480/year on $2,000 rent
• $600/year on $2,500 rent

Total Stacked Reward (Neobanc 5% + Card):
• Up to $1,680/year on $2,000 rent
• Up to $2,100/year on $2,500 rent

What You Could Do:
🎉 Cover an entire long weekend getaway — flights, hotel, and all
🛒 Groceries for months — totally on cashback
🧘 Stress less knowing your rent is actually paying you back
JOIN NEOBANC
Rewards
Scotia Momentum Visa Infinite cardholders earn 4% plus 5% from Neobanc
Card Reward (Up to ~4%):
• $960/year on $2,000 rent
• $1,200/year on $2,500 rent

Total Stacked Reward (Neobanc 5% + Card):
• Up to $2,160/year on $2,000 rent
• Up to $2,700/year on $2,500 rent

What You Could Do:
✈️ Fly business class to NYC, LA, or Miami
🍣 Dine out every weekend without touching your bank account
📱 Snag a new iPhone, Laptop, or upgrade your setup
JOIN NEOBANC

We treat your rent like it’s our own.

CDIC-insured partner bank
100% on-time rent delivery
$2 million liability insurance by Zensurance
Backed by accelerators and venture capital partners
Rentwire

Neobanc Private Beta legit?

If you’ve stumbled across Neobanc on Reddit, in a friend’s group chat, scrolling LinkedIn, or while paying rent, you’ve probably asked yourself: “is this thing even real?”

Read more
Rentwire

When Did Mortgages Become Reward-Eligible?

Spoiler: Right now. Let’s get real: each month, your mortgage payments have been the OG take-no-prisoners expense — the biggest, longest-running, most committed relationship you’ll ever have (unless you count your Netflix subscription).

Read more
Rentwire

Neobanc Reports 800% Growth in 5 months Since Launch

Neobanc, North America’s fastest-growing fintech startup offering cashback on rent, bills, and mortgages, today announced it has achieved an 800% growth rate since its March 2025 launch.

Read more
Rentwire

When did rent become a subscription to nowhere?

Every month, you pay rent like it’s Netflix — but instead of streaming happiness, you get drafty windows, hidden charges, and no rewards. Welcome to the subscription that gives you nothing back — unless you stand up to the system.

Read more
Get credit where credit’s due.
Rent reporting is now live. Finally, your rent payments will stop being invisible.
Frequently Asked Questions

People often ask us

Is Neobanc safe to use?

Yes. Neobanc utilizes proprietary payment processing technology to ensure secure transactions.

How do I earn cashback?

Neobanc offers 1% cashback applied toward your next rent payment. Alternatively, if you choose to stake your cashback for a year, you can earn 5%.

How does Neobanc work?

You fund your Neobanc wallet at least three days before your rent is due. On the due date, we transfer the funds to your landlord. This process earns you cashback on every rent payment.

Visit our support page
We’ve rolled out two powerful features:
• Mortgage Pay now lets you upload your mortgage details and get 0.5% cashback every time you send payments through us — no hassle, just savings.
‍
• Personal Loans are live! Borrow up to $35,000 with no judgment and flexible terms, whether it’s for debt consolidation, unexpected expenses, or big life moves.

It’s all designed to make life (and money) a little easier.
$2M
liability insurance
Up to
9%
cashback*

Listen to our anthem

3K+
happy users
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Join Neobanc now
Backed by world-class investors and accelerator programs.
Proudly made in Canada
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Up to 9% cashback is available, including 5% from Neobanc (when you select a 12-month rewards option) and up to 4% from your credit card’s rewards program. The 5% cashback is delivered monthly over 12 months, starting 365 after your first payment and not as a lump sum. Actual credit card rewards may vary based on your card issuer and terms.