Your Past Rent Can Still Help Your Credit

Already paid rent on time for months or years? Report up to 24 months of it retroactively and give your credit score a boost — today.

Report My Past Rent

Backfill up to 24 months. Reported to Equifax & TransUnion.

Three steps to a stronger credit file

Tell us about your lease

Share your date of birth, number of tenants on the lease, and upload your lease agreement.

Show your proof

Connect your bank via Plaid to auto-detect rent payments, or upload statements or receipts — then choose which months to report.

Pay & submit

Pay per month reported and we take it from there — submitted straight to the bureaus.

Everything past rent reporting should be

Backfill up to 24 months

Get credit for rent you already paid, going back up to two full years.

Verify instantly with Plaid

Connect your bank and skip digging through old paperwork — no receipts to hunt down.

Equifax & TransUnion

Reported to two of the major credit bureaus, not just one.

One-time payment

Pay only for the months you choose to report. No subscription, no recurring fee.

Simple, upfront pricing

How it's priced

$1.99

/mo reported

Up to 24 months back. Pay only for what you choose to report — nothing more.

No subscription, ever

You pick the months

One payment, submitted for you

Do the math

1 month

$1.99

6 months

$11.94

12 months

$23.88

24 months

$47.76

$1.99 × number of months you select

More months reported, more room to grow

Estimates only — actual impact varies and isn't guaranteed. Reporting can take up to 45 days to appear on your credit file.

0 mo

+22

3 mo

+42

6 mo

+68

12 mo

+100

24 mo

Reported to real bureaus. Verified through trusted infrastructure.

Past rent reporting, answered

Can I edit or add more months later?

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How long until it shows on my credit report?

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How far back can I report?

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Does my landlord need to be involved?

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What proof do I need if I don't want to connect my bank?

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Don't let your rent history go to waste.

Report up to 24 months of on-time rent and give your credit score the boost it's already earned.

Report My Past Rent

Your Past Rent Can Still Help Your Credit

Past rent reporting, answered

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Grow your savings, start earning cashback today