Connect a bank account or credit card securely with Plaid, then shop at partner merchants like you always do. Cashback lands in your Neobanc balance on its own — no codes, no receipts, no changing how you pay.
Read-only account access. Neobanc never sees or stores your bank login.
Works with what's already in your wallet
Link the cards and accounts you already use — and earn on groceries, gas, rides, retail and travel.
Link any supported bank account or credit card. Partner merchants, offers and rates are shown in your Neobanc dashboard.
No codes, no receipts
Rewards that don't ask anything of you
Forget clipping offers or remembering to activate them. Once your card is linked, every eligible purchase at a partner merchant is matched for you and turned into cashback.
Always visible
See every match, right in your dashboard
Each matched purchase shows the merchant, the amount, and the cashback earned — so the reward is never a mystery. Your balance updates as offers are confirmed, and you can put it toward rent, bills, or your mortgage.
Everyday spend
One more way essentials pay you back
Rent, bills, mortgage payments and gift cards already earn with Neobanc. Card-Linked Offers extends that to the groceries, gas, coffee and shopping in between — the same money, more of it coming back.
Everyday spend
One more way essentials pay you back
Rent, bills, mortgage payments and gift cards already earn with Neobanc. Card-Linked Offers extends that to the groceries, gas, coffee and shopping in between — the same money, more of it coming back.
Bank-grade security
Neobanc is PCI-DSS compliant and a FINTRAC-registered MSB. Connections use industry-leading encryption end to end.
Read-only, never stored
We see enough to match a purchase to a partner offer — nothing more. No login details, no ability to move your money.
In your control
Unlink an account in a tap from your dashboard and matching stops immediately.
Frequently Asked Questions
What are Card-Linked Offers?
You link a bank account or credit card to Neobanc, and we automatically match your purchases against our partner merchants. When there's a match, cashback is credited to your Neobanc balance — no codes to enter and no receipts to upload.
Do I have to change how I pay?
No. Keep using the same card, tap, swipe, or online checkout you already use. As long as the purchase is made with a linked account, the offer is matched for you.
Is connecting my Plaid account safe?
Yes. Plaid uses industry-standard security and provides read-only access. Neobanc never sees or stores your bank login details, and you can disconnect an account at any time.
How soon does cashback show up?
Once a linked-account purchase is confirmed and matched to a partner merchant, the cashback appears in your Neobanc dashboard. Some merchants take a few days to settle a transaction, so timing can vary slightly.
Which merchants are included?
The partner list is shown in your Neobanc dashboard along with each offer's rate, and it grows every month across categories like groceries, gas, dining, rides, retail and travel.
Can I use this cashback in rent and bills?
Yes. Cashback from Card-Linked Offers lands in the same Neobanc balance as your rent, bill, and mortgage rewards, so it can go toward future eligible payments.
Does this replace my credit card's own rewards?
No. You keep whatever your card already earns. Card-Linked Offers stacks on top of it — same spending, more back.
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