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Manage your mortgage with flexibility — make payments securely and earn cashback on eligible mortgage payments, without changing how your lender gets paid.
When you submit a mortgage payment, Neobanc processes it and deposits the funds into the account your lender uses for direct withdrawals — ensuring your payment is delivered smoothly and on time.ergencies.
Earn 0.5% cashback on eligible mortgage payments. Your rewards can be used toward future payments or bills — helping your biggest expense give something back.



Pay your mortgage using Neobanc with your preferred payment method — Interac e-Transfer or credit card.
Neobanc processes your payment and deposits the funds into the account your lender uses to debit your mortgage — ensuring your payment is available and on time.
Earn 0.5% cashback on every mortgage payment, automatically added to your Neobanc account.
We treat your rent like it’s our own — partnering with trusted, insured financial institutions and industry-leading protections to keep your money safe.
CDIC-insured partner bank
Payments made via Interac e-Transfer are insured up to $10,000 through reLease
100% on-time payment delivery
$2M liability coverage through Zensurance
Backed by top accelerators & venture capital partners



Pay your mortgage using Neobanc with your preferred payment method — Interac e-Transfer or credit card.
Neobanc securely processes your payment and deposits it into the account your mortgage lender debits from, so your payment goes through smoothly and on schedule.
Earn 0.5% cashback on every mortgage payment, automatically added to your Neobanc account.
You’ll need to upload your mortgage agreement, showing:
Neobanc employs TLS 1.3 for all data in transit and AES-256 encryption for data at rest. Keys are managed via a secure Key Management Service (KMS) with regular rotation and strict IAM controls. Passwords and sensitive identifiers are hashed with industry-standard algorithms (e.g., bcrypt/Argon2), and we enforce mutual TLS for internal service communication.