Your score and credit report live in the app, with a monthly update on your progress.
We report to [Equifax and TransUnion]. Scores can differ between bureaus because each uses its own model.
No. Leaving it untouched keeps your utilization low, which helps your score. The funds are there if you ever need them.
Pick a plan and pay it monthly. Each on-time payment is reported to the credit bureaus as positive payment history.
An interest-free credit line in your name, built only for growing your credit. No deposit, no application, no hard credit check — approval is guaranteed.
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