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Connect a bank account or credit card securely with Plaid, then shop at partner merchants like you always do. Cashback lands in your Neobanc balance on its own — no codes, no receipts, no changing how you pay.
You link a bank account or credit card to Neobanc, and we automatically match your purchases against our partner merchants. When there's a match, cashback is credited to your Neobanc balance — no codes to enter and no receipts to upload.
No. Keep using the same card, tap, swipe, or online checkout you already use. As long as the purchase is made with a linked account, the offer is matched for you.
Yes. Plaid uses industry-standard security and provides read-only access. Neobanc never sees or stores your bank login details, and you can disconnect an account at any time.
Once a linked-account purchase is confirmed and matched to a partner merchant, the cashback appears in your Neobanc dashboard. Some merchants take a few days to settle a transaction, so timing can vary slightly.
The partner list is shown in your Neobanc dashboard along with each offer's rate, and it grows every month across categories like groceries, gas, dining, rides, retail and travel.
Yes. Cashback from Card-Linked Offers lands in the same Neobanc balance as your rent, bill, and mortgage rewards, so it can go toward future eligible payments.
No. You keep whatever your card already earns. Card-Linked Offers stacks on top of it — same spending, more back.
Card-Linked Offers is rolling out soon.
