How to Get Cash Back on Your Xplore bill

What is Xplore?

Xplore bills average around $85/month for a typical household. Xplore requires a pre-authorized payment method on file; its terms list paying online through your financial institution as an accepted one-time option, and the payment due date is 14 days after the invoice date (21 days in Quebec). Xplore does not publish a bank payee string, so search your bank for Xplore (formerly Xplornet).

How to Get Cash Back on Your Xplore Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Xplore as a payee: search "Xplore" in Bills. Banks and Neobanc list it as Xplore.
3. Enter your account number: find it on Your account number is printed at the top of the PDF invoice emailed on your invoice date, and shown on the MyXplore home page and in the MyXplore app under account information..
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Xplore Account Number

Check Your account number is printed at the top of the PDF invoice emailed on your invoice date, and shown on the MyXplore home page and in the MyXplore app under account information.. Enter it exactly as shown when adding the payee.

Can I Pay Xplore With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $85/month Xplore bill, that's roughly $41 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Xplore Bill

Average $85/month: a 2% cash-back card returns about $1.70/month, and Neobanc adds $0.85 to $1.70 on top, roughly $41 per year for switching how you pay, not what you pay.

How do I save the most on my Xplore bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Debit (PAD) or Pre-Authorized Credit (PAC) earns nothing; the same bill through Neobanc with a cash-back card returns about $41 a year. Unpaid amounts are charged a late payment charge of 2.91% per month (41.09% per year), 2.00% per month in Quebec, and a $50 NSF fee applies outside Quebec. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.