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Quick answer:
The interim tax bill is usually mailed in the first week of February and the final bill in the first week of June, each with two instalments. The City applies electronic payments on the business date your bank reports, and you are responsible for knowing your bank's payment cut-off times. The math on this page uses $330/month as an example property tax; your own amount will differ, and the cash back scales with it.
Format: 15-digit account number from the tax bill, entered with no dashes. The 15-digit account number is printed on the property tax bill.
Verified against www.welland.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $330/month City of Welland property tax, that's roughly $119 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.
On a $330/month property tax, a 2% cash-back card returns about $6.60/month, and Neobanc adds $3.30 on top, roughly $119 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-authorized payment plan (instalment due dates or 11 monthly payments) earns nothing; the same property tax through Neobanc with a cash-back card returns about $119 a year. Overdue taxes are charged a 1.25% penalty on the first day of default and an additional 1.25% interest on the first day of each month until paid in full. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.