What is Walmart Rewards Mastercard?

Walmart Rewards Mastercard bills average around $450/month for a typical household. Now issued by Fairstone Bank (formerly Duo Bank); you can also pay the bill in person at any Walmart register. Payments take 1 to 5 business days to post.

How to Get Cash Back on Your Walmart Rewards Mastercard Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Walmart Rewards Mastercard as a payee: search "Walmart Rewards Mastercard" in Bills. It's typically listed as WALMART REWARDS MASTERCARD (some banks still list the legacy DUO BANK OF CANADA - WALMART).
3. Enter your card number: 16-digit Walmart Rewards Mastercard number, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Walmart Rewards Mastercard Card Number

Format: 16-digit Walmart Rewards Mastercard number. the front of your card, your monthly statement, or your online account at walmartrewardsmc.ca

Verified against www.walmartrewardsmc.ca, July 2026.

Can I Pay Walmart Rewards Mastercard With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $450/month Walmart Rewards Mastercard bill, that's roughly $216 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Walmart Rewards Mastercard Bill

Average $450/month: a 2% cash-back card returns about $9.00/month, and Neobanc adds $4.50 to $9.00 on top, roughly $216 per year for switching how you pay, not what you pay.

How do I save the most on my Walmart Rewards Mastercard bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Payment (PAP) earns nothing; the same bill through Neobanc with a cash-back card returns about $216 a year. Miss a payment and you lose the grace period, interest is charged from the purchase date (low-20s %), and 30+ day-late payments hit the credit bureaus. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.