How much cash back will I earn on Walmart Rewards Mastercard?

On the average $450/month bill: $4.50 at 1% or $9.00 at 2% per month from Neobanc, up to $108 a year.

Neobanc CASHBACK

How to Get Cash Back on Your Walmart Rewards Mastercard bill

Pay your Walmart Rewards Mastercard bill through Neobanc by Interac e-Transfer and earn up to 2% cash back on every payment. Free to use, setup takes 2 minutes.

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Takes ~2 minutes · Works with any Visa or Mastercard · Walmart Rewards Mastercard qualifies

450

average monthly Walmart Rewards Mastercard

1-2%

Neobanc cash back, on top of card rewards

≈ $58/yr

back on this bill (cash back + 2% card rewards)

Quick answer:

Add Walmart Rewards Mastercard as a payee in Neobanc (Walmart Rewards Mastercard), enter your card number (16-digit Walmart Rewards Mastercard number), and fund the payment by Interac e-Transfer (free). You'll earn 1% to 2% Neobanc cash back on every payment, up to $108 a year on a typical $450/month bill.

What is Walmart Rewards Mastercard?

Walmart Rewards Mastercard bills average around $450/month for a typical household. Now issued by Fairstone Bank (formerly Duo Bank); you can also pay the bill in person at any Walmart register. Payments take 1 to 5 business days to post.

How to Get Cash Back on Your Walmart Rewards Mastercard Bill

Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
Add Walmart Rewards Mastercard as a payee: search "Walmart Rewards Mastercard" in Bills. Banks and Neobanc list it as Walmart Rewards Mastercard.
Enter your card number: 16-digit Walmart Rewards Mastercard number, see below for exactly where to find it.
Fund the payment by Interac e-Transfer: free, from any Canadian bank account in your name. One-time or recurring.
Earn cash back on every payment: 1% to 2% lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Walmart Rewards Mastercard Number

Format: 16-digit Walmart Rewards Mastercard number. the front of your card, your monthly statement, or your online account at walmartrewardsmc.ca

Verified against www.walmartrewardsmc.ca, July 2026.

Can I Pay Walmart Rewards Mastercard With a Credit Card?

No. You can't pay a credit card with another credit card through Neobanc. Credit card bills are funded by Interac e-Transfer from your bank account, which is free. What you gain is the cash back: paying Walmart Rewards Mastercard straight from your bank earns nothing, while the same payment routed through Neobanc earns 1% to 2% back. On a typical $450/month statement, that's up to $108 a year for the exact same bill.

The Math on Your Walmart Rewards Mastercard Bill

Average $450/month: Neobanc returns $4.50/month at the 1% rate, or $9.00/month on the 2% tier, up to $108 per year for changing how you pay, not what you pay. There is no fee: Interac e-Transfer funding is free.

How do I save the most on my Walmart Rewards Mastercard bill each month?

Pay in full, and pay it through Neobanc. Paying by bank transfer or Pre-Authorized Payment (PAP) earns nothing; the same payment through Neobanc earns up to $108 a year. Miss a payment and you lose the grace period, interest is charged from the purchase date (low-20s %), and 30+ day-late payments hit the credit bureaus. Set a recurring Neobanc payment about a week before the due date: funds take 3 business days to process plus 1 to 3 business days for bill-pay delivery, and you earn on every cycle without running late.

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Frequently Asked Questions

Can I pay my Walmart Rewards Mastercard bill with a credit card?

No. Through Neobanc, credit card bills are funded by Interac e-Transfer from your bank account, which is free. You still earn 1% to 2% Neobanc cash back on every Walmart Rewards Mastercard payment.

Where do I find my Walmart Rewards Mastercard number?

16-digit Walmart Rewards Mastercard number. You'll find it on the front of your card, your monthly statement, or your online account at walmartrewardsmc.ca

Which payee do I choose for Walmart Rewards Mastercard?

Banks and Neobanc list it as Walmart Rewards Mastercard. Pick the one matching your service and enter your card number exactly as it appears.

How long does a Walmart Rewards Mastercard payment take through Neobanc?

Allow 3 business days for Neobanc to process your Interac e-Transfer, plus 1 to 3 business days for bill-pay delivery to the issuer. Schedule about a week before your statement due date.

Can I set up automatic payments for Walmart Rewards Mastercard?

Yes, set a recurring payment in Neobanc so every cycle earns cash back automatically (this replaces Walmart Rewards Mastercard's Pre-Authorized Payment (PAP)).

Is there a fee to pay Walmart Rewards Mastercard through Neobanc?

No. Funding by Interac e-Transfer is free, so there is no fee to pay Walmart Rewards Mastercard through Neobanc, and you earn 1% to 2% cash back on top.

What happens if my Walmart Rewards Mastercard payment is late?

Miss a payment and you lose the grace period, interest is charged from the purchase date (low-20s %), and 30+ day-late payments hit the credit bureaus.

Is there a Walmart Rewards Mastercard promo code?

Promotions come and go, but the evergreen discount is structural: 1% to 2% cash back on every Walmart Rewards Mastercard payment through Neobanc, funded free by Interac e-Transfer.

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