What is Virgin Plus?

Virgin Plus bills average around $50/month for a typical household. Virgin Plus is Bell's flanker brand, bank payments take 2 to 5 business days, and the bill-pay number is the Client ID, not the account number.

How to Get Cash Back on Your Virgin Plus Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Virgin Plus as a payee: search "Virgin Plus" in Bills. Banks and Neobanc list it as Virgin Plus (some banks still list Virgin Mobile).
3. Enter your account number: Two numbers, an account number (for My Account registration) and a 14-character Client ID (letters + numbers) used for online banking; enter the Client ID exactly, no spaces, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Virgin Plus Account Number

Format: Two numbers, an account number (for My Account registration) and a 14-character Client ID (letters + numbers) used for online banking; enter the Client ID exactly, no spaces. Both are labelled in the Account Summary on the first page of your bill, the Client ID is marked 'use this number for online banking'

Verified against www.virginplus.ca, July 2026.

Can I Pay Virgin Plus With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $50/month Virgin Plus bill, that's roughly $24 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Virgin Plus Bill

Average $50/month: a 2% cash-back card returns about $1.00/month, and Neobanc adds $0.50 to $1.00 on top, roughly $24 per year for switching how you pay, not what you pay.

How do I save the most on my Virgin Plus bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-authorized payments earns nothing; the same bill through Neobanc with a cash-back card returns about $24 a year. Virgin Plus charges 3% per month (42.59%/yr), compounded monthly, on overdue amounts. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.