What is Triangle Mastercard?

Triangle Mastercard bills average around $400/month for a typical household. Issued by Canadian Tire Bank, the card doubles as a Triangle Rewards card earning Canadian Tire Money at Canadian Tire, Sport Chek and Mark's.

How to Get Cash Back on Your Triangle Mastercard Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Triangle Mastercard as a payee: search "Triangle Mastercard" in Bills. It's typically listed as TRIANGLE MASTERCARD / CANADIAN TIRE MASTERCARD (legacy: CDN TIRE OPTIONS MASTERCARD).
3. Enter your card number: Full 16-digit Triangle Mastercard number, entered exactly as on the card, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Triangle Mastercard Card Number

Format: Full 16-digit Triangle Mastercard number, entered exactly as on the card. the front of your card, your Canadian Tire Bank statement, or the CTFS online account

Verified against www.ctfs.com, July 2026.

Can I Pay Triangle Mastercard With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $400/month Triangle Mastercard bill, that's roughly $192 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Triangle Mastercard Bill

Average $400/month: a 2% cash-back card returns about $8.00/month, and Neobanc adds $4.00 to $8.00 on top, roughly $192 per year for switching how you pay, not what you pay.

How do I save the most on my Triangle Mastercard bill each month?

Change how you pay before what you pay. Paying by bank transfer or Recurring Payment earns nothing; the same bill through Neobanc with a cash-back card returns about $192 a year. Interest accrues at the card's standard rate (low-20s %) and Canadian Tire Bank reports missed payments; online-banking payments take 3 to 5 days, so pay early. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.