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Quick answer:
St. Catharines property tax instalments are due on the last business days of February, April, June and September. The City's 2026 example puts taxes on a home assessed at $258,000 at $4,752.85. The math on this page uses $395/month as an example property tax; your own amount will differ, and the cash back scales with it.
Format: 19-digit roll number beginning with 2629; enter the full 19 digits as the account number. The roll number is in the top right corner of the property tax bill.
Verified against www.stcatharines.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $395/month City of St. Catharines property tax, that's roughly $142 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.
On a $395/month property tax, a 2% cash-back card returns about $7.90/month, and Neobanc adds $3.95 on top, roughly $142 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Payment Plans (installment plan or monthly plan) earns nothing; the same property tax through Neobanc with a cash-back card returns about $142 a year. A 1.25% late payment charge applies to payments received after 4:30 p.m. on the due date, with additional charges on the first day of each following month until paid. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.