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Quick answer:
Interim bills are issued in the first week of February with instalments due in February and April, and final bills in the first week of June with instalments due in June and August. The City asks you to allow 2 to 3 business days for online banking payments to process. The math on this page uses $300/month as an example property tax; your own amount will differ, and the cash back scales with it.
Format: 19-digit roll number beginning with 3829; enter it with no spaces, decimals or dashes. The roll number is printed on the property tax bill along with the legal description of the property.
Verified against www.sarnia.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $300/month City of Sarnia property tax, that's roughly $108 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.
On a $300/month property tax, a 2% cash-back card returns about $6.00/month, and Neobanc adds $3.00 on top, roughly $108 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Payment Plan (Monthly Plan or Due Date Plan) earns nothing; the same property tax through Neobanc with a cash-back card returns about $108 a year. Late property taxes are charged a penalty of 15% per annum, applied on the first day of default and the first day of each month thereafter until paid. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.