Neobanc CASHBACK

How to Get Cash Back on Your PRESTO bill

Pay PRESTO with any credit card and earn 1% cash back with Neobanc, on top of your card's rewards. Setup takes 2 minutes.

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Takes ~2 minutes · Works with any Visa or Mastercard · PRESTO qualifies
$
135
average monthly PRESTO
1%
Neobanc cash back, on top of card rewards
≈ $58/yr
back on this bill (cash back + 2% card rewards)

Quick answer:

Add PRESTO as a payee in Neobanc (PRESTO), enter your account number (17-digit PRESTO card number with a 3-digit verification number), and pay with any credit card. You'll earn 1% Neobanc cash back plus your card's own rewards, about $49 a year on a typical $135/month bill.

What is PRESTO?

PRESTO bills average around $135/month for a typical household. Autoload automatically adds funds whenever the balance falls below a minimum you set; app and website loads are instant.

How to Get Cash Back on Your PRESTO Bill

  1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
  2. Add PRESTO as a payee: search "PRESTO" in Bills. Search Neobanc's payee list for PRESTO.
  3. Enter your account number: 17-digit PRESTO card number with a 3-digit verification number, see below for exactly where to find it.
  4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
  5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your PRESTO Account Number

Format: 17-digit PRESTO card number with a 3-digit verification number. Both are printed on the back of your physical PRESTO card; also under My Cards after signing in at prestocard.ca or in the PRESTO app

Verified against prestocard.ca, July 2026.

Can I Pay PRESTO With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a typical $135/month PRESTO bill, that's roughly $49 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your PRESTO Bill

Average $135/month: a 2% cash-back card returns about $2.70/month, and Neobanc adds $1.35 on top, roughly $49 per year for switching how you pay, not what you pay.

How do I save the most on my PRESTO bill each month?

Change how you pay before what you pay. Paying by bank transfer or Autoload earns nothing; the same bill through Neobanc with a cash-back card returns about $49 a year. No bills or late fees, PRESTO is prepaid; without balance the card simply won't tap. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.

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Frequently Asked Questions

Can I pay my PRESTO bill with a credit card?
Yes, through Neobanc you can pay PRESTO with any Visa or Mastercard credit card and earn 1% Neobanc cash back on top of your card's own rewards.
Where do I find my PRESTO account number?
17-digit PRESTO card number with a 3-digit verification number. You'll find it on Both are printed on the back of your physical PRESTO card; also under My Cards after signing in at prestocard.ca or in the PRESTO app
Which payee do I choose for PRESTO?
Search Neobanc's payee list for PRESTO. Pick the one matching your service and enter your account number exactly as it appears.
How long does a PRESTO payment take through Neobanc?
Payments typically post within 1 to 2 business days. Schedule at least 3 business days before the due date to be safe.
Can I set up automatic payments for PRESTO?
Yes, set a recurring payment in Neobanc so every cycle earns cash back automatically (this replaces PRESTO's Autoload).
Is there a fee to pay PRESTO through Neobanc?
Neobanc charges a 1.50% processing fee on credit card payments, offset by your credit card rewards plus Neobanc cash back.
What happens if my PRESTO payment is late?
No bills or late fees, PRESTO is prepaid; without balance the card simply won't tap.
Is there a PRESTO promo code?
Promotions come and go, but the evergreen discount is structural: 1% cash back on every PRESTO payment through Neobanc, on top of your card's rewards.
How much cash back will I earn on PRESTO?
On the average $135/month bill: $1.35/month from Neobanc plus about $2.70 from a 2% card, roughly $49 a year.
Anything specific to know about PRESTO billing?
Autoload automatically adds funds whenever the balance falls below a minimum you set; app and website loads are instant.