What is PRESTO?

PRESTO bills average around $135/month for a typical household. Autoload automatically adds funds whenever the balance falls below a minimum you set; app and website loads are instant.

How to Get Cash Back on Your PRESTO Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add PRESTO as a payee: search "PRESTO" in Bills. Search Neobanc's payee list for PRESTO.
3. Enter your account number: 17-digit PRESTO card number with a 3-digit verification number, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your PRESTO Account Number

Format: 17-digit PRESTO card number with a 3-digit verification number. Both are printed on the back of your physical PRESTO card; also under My Cards after signing in at prestocard.ca or in the PRESTO app

Verified against prestocard.ca, July 2026.

Can I Pay PRESTO With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $135/month PRESTO bill, that's roughly $65 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your PRESTO Bill

Average $135/month: a 2% cash-back card returns about $2.70/month, and Neobanc adds $1.35 to $2.70 on top, roughly $65 per year for switching how you pay, not what you pay.

How do I save the most on my PRESTO bill each month?

Change how you pay before what you pay. Paying by bank transfer or Autoload earns nothing; the same bill through Neobanc with a cash-back card returns about $65 a year. No bills or late fees, PRESTO is prepaid; without balance the card simply won't tap. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.