How much cash back will I earn on PC Financial Mastercard?

On the average $750/month bill: $7.50 at 1% or $15.00 at 2% per month from Neobanc, up to $180 a year.

Neobanc CASHBACK

How to Get Cash Back on Your PC Financial Mastercard bill

Pay your PC Financial Mastercard bill through Neobanc by Interac e-Transfer and earn up to 2% cash back on every payment. Free to use, setup takes 2 minutes.

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Takes ~2 minutes · Works with any Visa or Mastercard · PC Financial Mastercard qualifies

750

average monthly PC Financial Mastercard

1-2%

Neobanc cash back, on top of card rewards

≈ $58/yr

back on this bill (cash back + 2% card rewards)

Quick answer:

Add PC Financial Mastercard as a payee in Neobanc (PC Financial Mastercard), enter your card number (16-digit President's Choice Financial Mastercard number), and fund the payment by Interac e-Transfer (free). You'll earn 1% to 2% Neobanc cash back on every payment, up to $180 a year on a typical $750/month bill.

What is PC Financial Mastercard?

PC Financial Mastercard bills average around $750/month for a typical household. Issued by President's Choice Bank (Loblaw) with no branches, and every purchase earns PC Optimum points for Loblaws, No Frills and Shoppers.

How to Get Cash Back on Your PC Financial Mastercard Bill

Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
Add PC Financial Mastercard as a payee: search "PC Financial Mastercard" in Bills. Banks and Neobanc list it as PC Financial Mastercard.
Enter your card number: 16-digit President's Choice Financial Mastercard number, see below for exactly where to find it.
Fund the payment by Interac e-Transfer: free, from any Canadian bank account in your name. One-time or recurring.
Earn cash back on every payment: 1% to 2% lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your PC Financial Mastercard Number

Format: 16-digit President's Choice Financial Mastercard number. the front of your card, your statement, or the PC Financial app

Verified against www.pcfinancial.ca, July 2026.

Can I Pay PC Financial Mastercard With a Credit Card?

No. You can't pay a credit card with another credit card through Neobanc. Credit card bills are funded by Interac e-Transfer from your bank account, which is free. What you gain is the cash back: paying PC Financial Mastercard straight from your bank earns nothing, while the same payment routed through Neobanc earns 1% to 2% back. On a typical $750/month statement, that's up to $180 a year for the exact same bill.

The Math on Your PC Financial Mastercard Bill

Average $750/month: Neobanc returns $7.50/month at the 1% rate, or $15.00/month on the 2% tier, up to $180 per year for changing how you pay, not what you pay. There is no fee: Interac e-Transfer funding is free.

How do I save the most on my PC Financial Mastercard bill each month?

Pay in full, and pay it through Neobanc. Paying by bank transfer or Pre-Authorized Debit (PAD) / Autopay earns nothing; the same payment through Neobanc earns up to $180 a year. Interest accrues at the card's rate (low-20s %); two consecutive dishonoured pre-authorized debits cancel your autopay enrolment. Set a recurring Neobanc payment about a week before the due date: funds take 3 business days to process plus 1 to 3 business days for bill-pay delivery, and you earn on every cycle without running late.

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Frequently Asked Questions

Can I pay my PC Financial Mastercard bill with a credit card?

No. Through Neobanc, credit card bills are funded by Interac e-Transfer from your bank account, which is free. You still earn 1% to 2% Neobanc cash back on every PC Financial Mastercard payment.

Where do I find my PC Financial Mastercard number?

16-digit President's Choice Financial Mastercard number. You'll find it on the front of your card, your statement, or the PC Financial app

Which payee do I choose for PC Financial Mastercard?

Banks and Neobanc list it as PC Financial Mastercard. Pick the one matching your service and enter your card number exactly as it appears.

How long does a PC Financial Mastercard payment take through Neobanc?

Allow 3 business days for Neobanc to process your Interac e-Transfer, plus 1 to 3 business days for bill-pay delivery to the issuer. Schedule about a week before your statement due date.

Can I set up automatic payments for PC Financial Mastercard?

Yes, set a recurring payment in Neobanc so every cycle earns cash back automatically (this replaces PC Financial Mastercard's Pre-Authorized Debit (PAD) / Autopay).

Is there a fee to pay PC Financial Mastercard through Neobanc?

No. Funding by Interac e-Transfer is free, so there is no fee to pay PC Financial Mastercard through Neobanc, and you earn 1% to 2% cash back on top.

What happens if my PC Financial Mastercard payment is late?

Interest accrues at the card's rate (low-20s %); two consecutive dishonoured pre-authorized debits cancel your autopay enrolment.

Is there a PC Financial Mastercard promo code?

Promotions come and go, but the evergreen discount is structural: 1% to 2% cash back on every PC Financial Mastercard payment through Neobanc, funded free by Interac e-Transfer.

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