How to Get Cash Back on Your City of Oshawa bill

What is City of Oshawa?

The City of Oshawa says online banking payments take three to five business days to reach it, so a payment sent on the due date arrives late and is charged a late fee. The payee name varies by bank but should reference Oshawa and taxes. The math on this page uses $465/month as an example property tax; your own amount will differ, and the cash back scales with it.

How to Get Cash Back on Your City of Oshawa Property Tax

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add City of Oshawa as a payee: search "City of Oshawa" in Bills. Banks and Neobanc list it as Oshawa Taxes.
3. Enter your roll number: Roll number from the tax bill with the leading 1813 municipal code left off; some banks do not accept spaces, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's property tax.

Where to Find Your City of Oshawa Roll Number

Format: Roll number from the tax bill with the leading 1813 municipal code left off; some banks do not accept spaces. The property tax roll number is printed in the top right corner of the property tax bill.

Verified against www.oshawa.ca, October 2026.

Can I Pay City of Oshawa With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $465/month City of Oshawa property tax, that's roughly $167 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.

The Math on Your City of Oshawa Property Tax

On a $465/month property tax, a 2% cash-back card returns about $9.30/month, and Neobanc adds $4.65 on top, roughly $167 per year for switching how you pay, not what you pay.

How do I save the most on my City of Oshawa property tax each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-authorized Tax Payment (P.T.P.) Plan earns nothing; the same property tax through Neobanc with a cash-back card returns about $167 a year. Overdue current-year taxes are charged a 1.25% penalty on the first business day of each month they remain unpaid, and arrears from previous years are charged interest instead. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.