What is National Bank Credit Card?

National Bank Credit Card bills average around $520/month for a typical household. National Bank's online autopay enrolment pulls from National Bank accounts; PAD from another bank's chequing account is available by paper form. Bill payments from any bank take about 2 business days.

How to Get Cash Back on Your National Bank Credit Card Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add National Bank Credit Card as a payee: search "National Bank Credit Card" in Bills. It's typically listed as NATIONAL BANK MASTERCARD.
3. Enter your card number: find it on the front of your National Bank card or your monthly statement.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your National Bank Credit Card Card Number

Check the front of your National Bank card or your monthly statement. Enter it exactly as shown when adding the payee.

Can I Pay National Bank Credit Card With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $520/month National Bank Credit Card bill, that's roughly $250 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your National Bank Credit Card Bill

Average $520/month: a 2% cash-back card returns about $10.40/month, and Neobanc adds $5.20 to $10.40 on top, roughly $250 per year for switching how you pay, not what you pay.

How do I save the most on my National Bank Credit Card bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-authorized debit service earns nothing; the same bill through Neobanc with a cash-back card returns about $250 a year. Interest (~20.99% purchases) accrues on unpaid balances and 30+ day-late payments are reported to the bureaus. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.