How much cash back will I earn on National Bank Credit Card?

On the average $520/month bill: $5.20 at 1% or $10.40 at 2% per month from Neobanc, up to $125 a year.

Neobanc CASHBACK

How to Get Cash Back on Your National Bank Credit Card bill

Pay your National Bank Credit Card bill through Neobanc by Interac e-Transfer and earn up to 2% cash back on every payment. Free to use, setup takes 2 minutes.

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Takes ~2 minutes · Works with any Visa or Mastercard · National Bank Credit Card qualifies

520

average monthly National Bank Credit Card

1-2%

Neobanc cash back, on top of card rewards

≈ $58/yr

back on this bill (cash back + 2% card rewards)

Quick answer:

Add National Bank Credit Card as a payee in Neobanc (National Bank Credit Card), enter your card number, and fund the payment by Interac e-Transfer (free). You'll earn 1% to 2% Neobanc cash back on every payment, up to $125 a year on a typical $520/month bill.

What is National Bank Credit Card?

National Bank Credit Card bills average around $520/month for a typical household. National Bank's online autopay enrolment pulls from National Bank accounts; PAD from another bank's chequing account is available by paper form. Bill payments from any bank take about 2 business days.

How to Get Cash Back on Your National Bank Credit Card Bill

Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
Add National Bank Credit Card as a payee: search "National Bank Credit Card" in Bills. Banks and Neobanc list it as National Bank Credit Card.
Enter your card number: find it on the front of your National Bank card or your monthly statement.
Fund the payment by Interac e-Transfer: free, from any Canadian bank account in your name. One-time or recurring.
Earn cash back on every payment: 1% to 2% lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your National Bank Credit Card Number

Check the front of your National Bank card or your monthly statement. Enter it exactly as shown when adding the payee.

Can I Pay National Bank Credit Card With a Credit Card?

No. You can't pay a credit card with another credit card through Neobanc. Credit card bills are funded by Interac e-Transfer from your bank account, which is free. What you gain is the cash back: paying National Bank Credit Card straight from your bank earns nothing, while the same payment routed through Neobanc earns 1% to 2% back. On a typical $520/month statement, that's up to $125 a year for the exact same bill.

The Math on Your National Bank Credit Card Bill

Average $520/month: Neobanc returns $5.20/month at the 1% rate, or $10.40/month on the 2% tier, up to $125 per year for changing how you pay, not what you pay. There is no fee: Interac e-Transfer funding is free.

How do I save the most on my National Bank Credit Card bill each month?

Pay in full, and pay it through Neobanc. Paying by bank transfer or Pre-authorized debit service earns nothing; the same payment through Neobanc earns up to $125 a year. Interest (~20.99% purchases) accrues on unpaid balances and 30+ day-late payments are reported to the bureaus. Set a recurring Neobanc payment about a week before the due date: funds take 3 business days to process plus 1 to 3 business days for bill-pay delivery, and you earn on every cycle without running late.

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Frequently Asked Questions

Can I pay my National Bank Credit Card bill with a credit card?

No. Through Neobanc, credit card bills are funded by Interac e-Transfer from your bank account, which is free. You still earn 1% to 2% Neobanc cash back on every National Bank Credit Card payment.

Where do I find my National Bank Credit Card number?

You'll find it on the front of your National Bank card or your monthly statement

Which payee do I choose for National Bank Credit Card?

Banks and Neobanc list it as National Bank Credit Card. Pick the one matching your service and enter your card number exactly as it appears.

How long does a National Bank Credit Card payment take through Neobanc?

Allow 3 business days for Neobanc to process your Interac e-Transfer, plus 1 to 3 business days for bill-pay delivery to the issuer. Schedule about a week before your statement due date.

Can I set up automatic payments for National Bank Credit Card?

Yes, set a recurring payment in Neobanc so every cycle earns cash back automatically (this replaces National Bank Credit Card's Pre-authorized debit service).

Is there a fee to pay National Bank Credit Card through Neobanc?

No. Funding by Interac e-Transfer is free, so there is no fee to pay National Bank Credit Card through Neobanc, and you earn 1% to 2% cash back on top.

What happens if my National Bank Credit Card payment is late?

Interest (~20.99% purchases) accrues on unpaid balances and 30+ day-late payments are reported to the bureaus.

Is there a National Bank Credit Card promo code?

Promotions come and go, but the evergreen discount is structural: 1% to 2% cash back on every National Bank Credit Card payment through Neobanc, funded free by Interac e-Transfer.

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