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Quick answer:
Liberty Utilities NB tells online and telephone banking customers to add Liberty Utilities as the payee and use the account number from the bill. Its Budget Billing plan spreads heating costs over the year so you pay the same amount each month. The math on this page uses $110/month as an example bill; your own amount will differ, and the cash back scales with it.
Format: 12-digit account number. The account number is in the Account Information box at the top of the bill, next to your name and service address, and again on the payment stub at the bottom.
Verified against naturalgasnb.com, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $110/month Liberty Utilities NB bill, that's roughly $40 back per year between a 2% cash-back card and Neobanc, for the exact same bill.
On a $110/month bill, a 2% cash-back card returns about $2.20/month, and Neobanc adds $1.10 on top, roughly $40 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Automatic Payments earns nothing; the same bill through Neobanc with a cash-back card returns about $40 a year. Payments received after the due date are subject to a late payment fee of 1.50% per month. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.
