What is Koodo?

Koodo bills average around $45/month for a typical household. Bank bill payments take 3 to 5 business days to reflect on a Koodo account, schedule ahead of the due date.

How to Get Cash Back on Your Koodo Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Koodo as a payee: search "Koodo" in Bills. Banks and Neobanc list it as Koodo Mobile.
3. Enter your account number: 8-digit account number (NOT your phone number), see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Koodo Account Number

Format: 8-digit account number (NOT your phone number). In Self Serve, click the Self Serve menu title and the account number appears on the first line; also on your e-bill

Verified against www.koodomobile.com, July 2026.

Can I Pay Koodo With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $45/month Koodo bill, that's roughly $22 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Koodo Bill

Average $45/month: a 2% cash-back card returns about $0.90/month, and Neobanc adds $0.45 to $0.90 on top, roughly $22 per year for switching how you pay, not what you pay.

How do I save the most on my Koodo bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-authorized payments earns nothing; the same bill through Neobanc with a cash-back card returns about $22 a year. Koodo charges 2.91% per month (41.09%/yr) on unpaid amounts (2%/month in Québec). A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.