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Quick answer:
InnPower asks you to allow 2 business days for online or telephone banking payments and 5 business days for payments made at a bank branch or by mail. The math on this page uses $130/month as an example bill; your own amount will differ, and the cash back scales with it.
Check your latest statement or your online account profile. Enter it exactly as shown when adding the payee.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $130/month InnPower bill, that's roughly $47 back per year between a 2% cash-back card and Neobanc, for the exact same bill.
On a $130/month bill, a 2% cash-back card returns about $2.60/month, and Neobanc adds $1.30 on top, roughly $47 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Debit (PAD) earns nothing; the same bill through Neobanc with a cash-back card returns about $47 a year. InnPower applies a late payment charge of 1.5% per month (an effective annual rate of 19.56%) to overdue amounts not paid by the due date. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.