What is Hydro Ottawa?

Hydro Ottawa bills average around $125/month for a typical household. The Equal Monthly Payment Plan spreads annual costs over 12 months with a yearly review.

How to Get Cash Back on Your Hydro Ottawa Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Hydro Ottawa as a payee: search "Hydro Ottawa" in Bills. Banks and Neobanc list it as Hydro Ottawa Limited.
3. Enter your account number: 20 digits, first 10 identify you, last 10 the premise; all 20 are required when paying, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Hydro Ottawa Account Number

Format: 20 digits, first 10 identify you, last 10 the premise; all 20 are required when paying. On your bill and in the MyAccount portal

Verified against hydroottawa.com, July 2026.

Can I Pay Hydro Ottawa With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $125/month Hydro Ottawa bill, that's roughly $60 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Hydro Ottawa Bill

Average $125/month: a 2% cash-back card returns about $2.50/month, and Neobanc adds $1.25 to $2.50 on top, roughly $60 per year for switching how you pay, not what you pay.

How do I save the most on my Hydro Ottawa bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Payments (PAP) earns nothing; the same bill through Neobanc with a cash-back card returns about $60 a year. Hydro Ottawa charges 1.5% per month (19.56%/yr), the Ontario Energy Board standard. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.