What is Hydro One?

Hydro One bills average around $140/month for a typical household. Ontario customers can choose Time-of-Use, Tiered or Ultra-Low Overnight pricing; Budget Billing smooths rural delivery-charge swings.

How to Get Cash Back on Your Hydro One Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Hydro One as a payee: search "Hydro One" in Bills. Banks and Neobanc list it as Hydro One Networks Inc..
3. Enter your account number: 12 digits, numeric only, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Hydro One Account Number

Format: 12 digits, numeric only. Front page of your bill, at the top, directly under your name and address; also on your My Account dashboard

Verified against www.hydroone.com, July 2026.

Can I Pay Hydro One With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $140/month Hydro One bill, that's roughly $67 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Hydro One Bill

Average $140/month: a 2% cash-back card returns about $2.80/month, and Neobanc adds $1.40 to $2.80 on top, roughly $67 per year for switching how you pay, not what you pay.

How do I save the most on my Hydro One bill each month?

Change how you pay before what you pay. Paying by bank transfer or AutoPay earns nothing; the same bill through Neobanc with a cash-back card returns about $67 a year. Hydro One charges 1.5% per month (19.56%/yr, the Ontario Energy Board maximum) on overdue balances. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.