How to Get Cash Back on Your City of Hamilton bill

What is City of Hamilton?

City of Hamilton property tax bills average around $400/month for a typical household. Interim instalments are due the last business day of February and April and final instalments the last business day of June and September; when you move within Hamilton you must update the 11-digit roll number with your bank or the payment lands on your old property.

How to Get Cash Back on Your City of Hamilton Property Tax

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add City of Hamilton as a payee: search "City of Hamilton" in Bills. Banks and Neobanc list it as HAMILTON (CITY) - TAXES.
3. Enter your roll number: First 11 digits of the Roll # on the tax bill (the full roll number is longer; banks accept only the first 11 digits), see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's property tax.

Where to Find Your City of Hamilton Roll Number

Format: First 11 digits of the Roll # on the tax bill (the full roll number is longer; banks accept only the first 11 digits). The Roll # is printed in the top left corner of the property tax bill, and the same roll number plus an access code appear on the bill for the City's eBilling portal.

Verified against www.hamilton.ca, September 2026.

Can I Pay City of Hamilton With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $400/month City of Hamilton property tax, that's roughly $192 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.

The Math on Your City of Hamilton Property Tax

Average $400/month: a 2% cash-back card returns about $8.00/month, and Neobanc adds $4.00 to $8.00 on top, roughly $192 per year for switching how you pay, not what you pay.

How do I save the most on my City of Hamilton property tax each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-authorized Debit (PAD) payment plans earns nothing; the same property tax through Neobanc with a cash-back card returns about $192 a year. Penalty and interest of 1.25% per month (15% per annum) is charged on overdue property taxes until paid in full. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.