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Quick answer:
With ERTH Power's Pre-Authorized Payments, the amount owing can be withdrawn up to 10 days before the bill due date, and your bill shows a Withdrawal Date, the day the payment will be taken from your bank account. The math on this page uses $130/month as an example bill; your own amount will differ, and the cash back scales with it.
Format: 10-digit account number; enter it in online banking without the dash shown on the bill. The account number is printed in the top right corner of the bill and again in the lower right portion of the bill.
Verified against www.erthpower.com, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $130/month ERTH Power bill, that's roughly $47 back per year between a 2% cash-back card and Neobanc, for the exact same bill.
On a $130/month bill, a 2% cash-back card returns about $2.60/month, and Neobanc adds $1.30 on top, roughly $47 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Payments (PAP) earns nothing; the same bill through Neobanc with a cash-back card returns about $47 a year. ERTH Power's Conditions of Service apply an interest charge at a rate approved by the Ontario Energy Board to any balance not paid by the due date, assessed when each bill is issued. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.