What is Enercare?

Enercare bills average around $40/month for a typical household. Enercare bills are mostly fixed monthly water-heater rental and protection-plan charges; after the 2025 billing migration, check which bank payee matches your 10- vs 12-digit account number.

How to Get Cash Back on Your Enercare Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Enercare as a payee: search "Enercare" in Bills. Banks and Neobanc list it as Enercare (10-digit accounts) / Enercare Home Services (12-digit accounts).
3. Enter your account number: 10 digits on legacy accounts; 12 digits on accounts migrated to the new billing platform (Oct 2025), the two formats map to DIFFERENT bank payees, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Enercare Account Number

Format: 10 digits on legacy accounts; 12 digits on accounts migrated to the new billing platform (Oct 2025), the two formats map to DIFFERENT bank payees. Top left of your bill (new 12-digit accounts); also in My Account at myaccount.enercare.ca

Verified against www.enercare.ca, July 2026.

Can I Pay Enercare With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $40/month Enercare bill, that's roughly $19 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Enercare Bill

Average $40/month: a 2% cash-back card returns about $0.80/month, and Neobanc adds $0.40 to $0.80 on top, roughly $19 per year for switching how you pay, not what you pay.

How do I save the most on my Enercare bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-authorized payments earns nothing; the same bill through Neobanc with a cash-back card returns about $19 a year. Enercare charges 1.5% per month on unpaid balances plus a $25 NSF fee if a pre-authorized payment bounces. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.