What is Desjardins Credit Card?

Desjardins Credit Card bills average around $520/month for a typical household. Desjardins says payments from another institution take 3 to 5 business days, the longest external-payment window among major issuers.

How to Get Cash Back on Your Desjardins Credit Card Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Desjardins Credit Card as a payee: search "Desjardins Credit Card" in Bills. It's typically listed as VISA DESJARDINS.
3. Enter your card number: 16-digit Visa Desjardins card number, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Desjardins Credit Card Card Number

Format: 16-digit Visa Desjardins card number. the front of your Visa Desjardins card or your monthly statement

Verified against www.desjardins.com, July 2026.

Can I Pay Desjardins Credit Card With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $520/month Desjardins Credit Card bill, that's roughly $250 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Desjardins Credit Card Bill

Average $520/month: a 2% cash-back card returns about $10.40/month, and Neobanc adds $5.20 to $10.40 on top, roughly $250 per year for switching how you pay, not what you pay.

How do I save the most on my Desjardins Credit Card bill each month?

Change how you pay before what you pay. Paying by bank transfer or Authorized payment service (via AccèsD) earns nothing; the same bill through Neobanc with a cash-back card returns about $250 a year. Interest (~19.9 to 20.9% purchases) accrues on unpaid balances and missed payments lower your credit score. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.