How to Get Cash Back on Your Co-operators bill

What is Co-operators?

Co-operators bills average around $150/month for a typical household. Co-operators says to search for 'co-operators' as the payee in online banking where available and to reference your policy number; group plan clients can also pay at a bank teller, ABM, or by internet or telephone banking.

How to Get Cash Back on Your Co-operators Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Co-operators as a payee: search "Co-operators" in Bills. Banks and Neobanc list it as Co-operators.
3. Enter your policy number: find it on Your policy number is printed on your policy documents and billing notice; in Online Services open Documents, select the policy, and the policy number is shown in the policy details..
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Co-operators Policy Number

Check Your policy number is printed on your policy documents and billing notice; in Online Services open Documents, select the policy, and the policy number is shown in the policy details.. Enter it exactly as shown when adding the payee.

Can I Pay Co-operators With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $150/month Co-operators bill, that's roughly $72 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Co-operators Bill

Average $150/month: a 2% cash-back card returns about $3.00/month, and Neobanc adds $1.50 to $3.00 on top, roughly $72 per year for switching how you pay, not what you pay.

How do I save the most on my Co-operators bill each month?

Change how you pay before what you pay. Paying by bank transfer or Electronic Funds Transfer (EFT) monthly bank withdrawals earns nothing; the same bill through Neobanc with a cash-back card returns about $72 a year. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.