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Quick answer:
CAA Insurance bills average around $150/month for a typical household. CAA Insurance is set up for online and telephone banking at BMO, CIBC, TD, RBC and Scotiabank; auto and property policies have separate policy numbers, so add a payee for each.
Format: 10-character policy number starting with A for auto or P for property. Your policy number is on your policy documents and renewal notice, and on your policy summary in the CAA Insurance customer portal.
Verified against www.caasco.com, September 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $150/month CAA Insurance bill, that's roughly $72 back per year between a 2% cash-back card and Neobanc, for the exact same bill.
Average $150/month: a 2% cash-back card returns about $3.00/month, and Neobanc adds $1.50 to $3.00 on top, roughly $72 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized withdrawals (monthly) earns nothing; the same bill through Neobanc with a cash-back card returns about $72 a year. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.