What is Aviva Canada?

Aviva Canada bills average around $205/month for a typical household. Broker-billed monthly plans carry a 3% per-installment finance charge, paying through Neobanc monthly earns cash back while annual-in-full avoids financing.

How to Get Cash Back on Your Aviva Canada Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add Aviva Canada as a payee: search "Aviva Canada" in Bills. Search Neobanc's payee list for Aviva Insurance home and auto.
3. Enter your policy number: 'Online banking number' provided in your policy documents (used as the account number when paying by bank), see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your Aviva Canada Policy Number

Format: 'Online banking number' provided in your policy documents (used as the account number when paying by bank). In your policy documents / billing schedule from Aviva or your broker

Verified against www.aviva.ca, July 2026.

Can I Pay Aviva Canada With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $205/month Aviva Canada bill, that's roughly $98 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your Aviva Canada Bill

Average $205/month: a 2% cash-back card returns about $4.10/month, and Neobanc adds $2.05 to $4.10 on top, roughly $98 per year for switching how you pay, not what you pay.

How do I save the most on my Aviva Canada bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Chequing earns nothing; the same bill through Neobanc with a cash-back card returns about $98 a year. Missed installments can incur NSF charges; continued non-payment risks policy cancellation. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.