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Card-linked offers for local businesses

Turn first-timers into regulars.

Advertise your business for free to thousands of Neobanc users near you.

No setup fee. No monthly fee. No POS integration. Cancel any time.
How it works
One local business, one member, one $100 sale.
You spend $0 until you actually sell
You spend $0 until you actually sell
store
Step 1
You join Neobanc as a local business.
smartphone
Step 2
A member sees your deal in the Neobanc app.
cart
Step 3
They go to your store and pay $100.
credit-card
Step 4
We see the payment on their linked card and give them cashback.
receipt
Step 5
Only then we charge you a percentage, for the cashback and our fee: $10 on $100.
*Example figures. The percentage is agreed per offer.
Win someone new
First-visit offer
A reward that only fires for people who have never paid you before. Your regulars keep paying full price, so every dollar goes to a new face, not a discount for someone who was coming anyway.
You pay on their first order only. After that they are simply your customer.
Who the offer fires for
Never bought here
15% back
Came in last month
Pays full price
Your regulars
Pays full price
Bring someone back
Come-back-sooner offer
The moment someone pays you, a reward goes live on their card with a deadline. Come back before it runs out and it applies. Miss it and it quietly disappears. You decide how soon you want them back, and what that second visit is worth to you.
If they usually come once a month and now come twice, you bought the second visit. That is the only kind of visit worth paying for.
You set the window and the reward
If they usually come once a month and now come twice, you bought the second visit. That is the only kind of visit worth paying for.
They pay today
Day 14, offer ends
They come back on day 9
10% back
They come back on day 21
Nothing owed
Loyalty offer
A punch card without the card. We count the purchases from the card they pay with, so nothing gets stamped at the counter and nothing gets lost at the bottom of a bag.
The tenth visit is on you. The nine before it were full price.
Counted from the card, not a paper card
1
2
3
4
5
6
7
8
9
10
Tenth purchase
100% back
Standing cashback
A steady rate that keeps you in the Neobanc offers feed, the list members check before deciding where to spend tonight. Pause it, change it or give it an end date whenever you like.
Always in front of members who are already spending nearby.
Runs until you turn it off
Jan
Feb
Mar
Apr
May
Jun
Every purchase, every month
5% back
Only pay if you get a new sale
Ads bill you whether anyone walks in or not. Flyers bill you whether anyone reads them or not. An offer here costs nothing until the money is already in your account.
Nothing
What you pay upfront, and what you pay in a month where nobody redeems. The fee is a share of a sale you already banked.
You decide
New customers only, returners on a deadline, or everyone. The offer enforces the rule, so your staff never has to.
No change
Nothing happens at your counter. No codes, no vouchers, no app to open. They tap the card they already carry.
Four steps
Step 1
Claim your business
Find your listing, confirm it is yours. No paperwork, no site visit.
Step 2
Set the offer
Choose who qualifies, the reward and the dates. Change it whenever you want.
Step 3
They pay as normal
No code to type, no app to open, no QR at the counter. They tap the card they already linked.
Step 4
You are billed on the sale
We see the settled transaction, credit their cashback, and charge you your agreed share.
Proof they came back
Your till can't tell new customers from returning ones. We can. Every reward is tied to a settled card payment.
New vs returning
Who had never paid you before.
Visit frequency
How often the same person returns.
Cost per new customer
Paid out against sales, per offer.
Come-back-sooner offer
Last 30 days
$4,820
Sales through the offer
$41
Average sale
2.4x
Visits per customer, up from 1.4
$482
Paid out, all after the sale
New to you, 63%
Returning, 37%
Sample reporting, shown to illustrate what you receive.
Be one of the first businesses our members see
We are signing our founding local businesses in the Greater Toronto Area now. Early businesses sit at the top of the offers feed while the list is still short.
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Priority placement
Featured while there are few businesses to compete with.
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We set the first offer up with you
Someone from our team helps you pick a rate that fits your margins.

What local businesses ask us first

Who sees my offer?

Neobanc members near you, and members whose spending suggests they buy from businesses like yours. We are starting in the Greater Toronto Area.

Does it work online as well as in store?

Yes. If the purchase shows up on the member's statement under your business name, it qualifies.

Does anything change about how I get paid?

No. You keep your existing processor and your normal payouts. Neobanc bills you separately for the offers that were redeemed.

Can I cap what I spend?

Yes. Every offer has a start date, an end date and rules about who qualifies. Pause or change it from your dashboard at any time.

How do I know the sale really came from Neobanc?

Every reward is tied to a settled card transaction. You see the visit, the amount, and whether that buyer was new or returning, which is more than most channels will ever tell you.

Will this just discount customers who were coming anyway?

That is what the first-visit and come-back-sooner offers exist to prevent. Restrict an offer to people who have never bought from you, or to people who return faster than they usually would. Both change behaviour rather than rewarding it after the fact.

Do I need new hardware or a POS integration?

No. Card-linked offers run on the card networks, so there is nothing to install and nothing for your staff to learn. If you can take a card today, you are ready today.

What does it cost to join?

Nothing to sign up, and there is no monthly fee. You agree a percentage per offer and pay it only on sales that actually happened.