What is TD Insurance?

TD Insurance bills average around $200/month for a typical household. On the Pre-Authorized Debit plan the first term is paid over 11 equal installments, then 12 per renewal.

How to Get Cash Back on Your TD Insurance Bill

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add TD Insurance as a payee: search "TD Insurance" in Bills. Search Neobanc's payee list for TD Insurance.
3. Enter your policy number: 11-digit policy number (newer policies start with '00'), use the account number shown on your policy invoice, see below for exactly where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's bill.

Where to Find Your TD Insurance Policy Number

Format: 11-digit policy number (newer policies start with '00'), use the account number shown on your policy invoice. On your policy documents and invoice; manageable under 'My Billing' in MyInsurance online services

Verified against www.tdinsurance.com, July 2026.

Can I Pay TD Insurance With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% to 2% cash back on top. On a typical $200/month TD Insurance bill, that's roughly $96 back per year between a 2% cash-back card and Neobanc, for the exact same bill.

The Math on Your TD Insurance Bill

Average $200/month: a 2% cash-back card returns about $4.00/month, and Neobanc adds $2.00 to $4.00 on top, roughly $96 per year for switching how you pay, not what you pay.

How do I save the most on my TD Insurance bill each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Debit plan earns nothing; the same bill through Neobanc with a cash-back card returns about $96 a year. Missed pre-authorized payments can incur NSF fees; unresolved non-payment can lead to policy cancellation. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.