Neobanc – Pay Rent, Bills & Loans with Cashback

TESTIMONIAL

Why renters love Neobanc.

thepance

As long as you guys are everything you say you are, I'm glad to promote to my network.

tonmoy.bhowmik

Switching to Neobanc has been a game-changer for me! Paying my rent is now seamless, and I love earning rewards in the process.

nadene.freysen

I’ve been paying with Neobanc for 3 months now and I’m super happy I found it!

jayzhoumt

Hopefully you will enjoy the use of Neobanc as I do.

julialimaclb

It's finally getting a "thank you" for being an adult.

paula_knight__

I just set it up under 2 minutes. Everything went super smoothly.

jelimark.alvarez

It's just seamless—very simple process. It doesn't even take that long.

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WHAT WE DO

All your payments on one platform

Neobanc reimagines the way you manage your money, making everyday payments feel like real victories. Whether it's your rent, utilities, or mortgage, each payment becomes a step towards building your wealth, not just an expense. It's a refreshing app that truly rewards you for your lifestyle.

Make Rent Work for You

Pay rent your way and earn cashback every month.

Build Credit While You Pay

Your rent builds your credit, automatically.

Bills Made Rewarding

Turn every bill into cashback! From utilities, phone, internet, and more.

Rent Support When You Need It

Get approved fast when rent catches you off guard.

Cashback on Your Mortgage

Even your mortgage can earn you money back.

Personal Loans That Work for You

Quick funding, fair terms, and cash when you need it most.

Shop Smarter with Gift Cards

Buy gift cards for gas, groceries, Amazon, and get instant cashback.

GET STARTED

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How it works

How Neobanc works in just 3 steps.

Fund your account

Fund your Neobanc account via Interac e-Transfer® or Credit Cards before the due date.

Your landlord is paid

We send the full rent on your behalf, right on the due date via Interac e-Transfer®.

You get cashback

Up to 9%* back for an expense that you already have every month.

Get started today

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safety first

Pink shield icon with a check mark inside signaling security or protection.

Your money is always safe in a CDIC-insured account.

Neobanc Does More Than Rent

More Ways to Earn Cashback with Neobanc

Pay your bills

From phone plans to hydro to internet. Pay your bills through Neobanc and get 1% cashback, every time.

Cover your mortgage

Pay your mortgage and earn 0.5% cashback on your monthly payments! Real money back on what used to be a dead-end.

Shop with gift cards

Earn cashback instantly when you buy digital gift cards for everyday essentials — like groceries, gas, Amazon, and more.

See how much you could earn

Use our Cashback Calculator to find out how much you could be getting back, every single month.

Try the Cashback Calculator

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Pink piggy bank with a smiling face and blushing cheeks on a white surface.

STACK IT UP

Stack Smarter: Why Using Your Credit Card Pays Off

Using your credit card for rent isn’t just convenient—it’s a smart move. Neobanc allows you to combine your rewards with additional cashback, so you earn twice on your rent payments. More points, more benefits, more opportunities.

High-Reward Amex Card

TD Cash Back Visa Infinite

CIBC Cashback or Dividend Card

Scotia Momentum Visa Infinite Card

Rewards

High-Reward Amex cardholders earn 4% plus 5% from Neobanc

Card Rewards (Approximately 4%):
• $960 annually with $2,000 rent
• $1,200 annually with $2,500 rent

Total Rewards (Neobanc 5% + Card):
• Up to $2,160 yearly on $2,000 rent
• Up to $2,700 yearly on $2,500 rent

What You Could Achieve:
✈️ Fly business class to NYC, LA, or Miami
🍣 Enjoy weekend dining without spending your own money
📱 Buy a new iPhone, Laptop, or upgrade your tech setup

JOIN NEOBANC

Rewards

TD Visa Infinite delivers 3% plus 5% from Neobanc

Card Reward (Up to ~3%):
• $720/year on $2,000 rent
• $900/year on $2,500 rent

Total Stacked Reward (Neobanc 5% + Card):
• Up to $1,920/year on $2,000 rent
• Up to $2,400/year on $2,500 rent

What You Could Do:
🌍 Book your next Eurotrip and fly there for free
🛏️ Stay at luxury hotels you thought were out of reach
📺 Splurge on tech, a PS5, or finally upgrade that couch

JOIN NEOBANC

Rewards

CIBC Aventura stacks 2% with 5% from Neobanc

Card Reward (Up to ~2%):
• $480/year on $2,000 rent
• $600/year on $2,500 rent

Total Stacked Reward (Neobanc 5% + Card):
• Up to $1,680/year on $2,000 rent
• Up to $2,100/year on $2,500 rent

What You Could Do:
🎉 Cover an entire long weekend getaway — flights, hotel, and all
🛒 Groceries for months — totally on cashback
🧘 Stress less knowing your rent is actually paying you back

JOIN NEOBANC

Rewards

Scotia Momentum Visa Infinite cardholders earn 4% plus 5% from Neobanc

Card Reward (Up to ~4%):
• $960/year on $2,000 rent
• $1,200/year on $2,500 rent

Total Stacked Reward (Neobanc 5% + Card):
• Up to $2,160/year on $2,000 rent
• Up to $2,700/year on $2,500 rent

What You Could Do:
✈️ Fly business class to NYC, LA, or Miami
🍣 Dine out every weekend without touching your bank account
📱 Snag a new iPhone, Laptop, or upgrade your setup

JOIN NEOBANC

Rentwire

Neobanc Private Beta legit?

If you’ve stumbled across Neobanc on Reddit, in a friend’s group chat, scrolling LinkedIn, or while paying rent, you’ve probably asked yourself: “is this thing even real?”

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Rentwire

When Did Mortgages Become Reward-Eligible?

Spoiler: Right now. Let’s get real: each month, your mortgage payments have been the OG take-no-prisoners expense — the biggest, longest-running, most committed relationship you’ll ever have (unless you count your Netflix subscription).

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Rentwire

Neobanc Reports 800% Growth in 5 months Since Launch

Neobanc, North America’s fastest-growing fintech startup offering cashback on rent, bills, and mortgages, today announced it has achieved an 800% growth rate since its March 2025 launch.

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Rentwire

When did rent become a subscription to nowhere?

Every month, you pay rent like it’s Netflix — but instead of streaming happiness, you get drafty windows, hidden charges, and no rewards. Welcome to the subscription that gives you nothing back — unless you stand up to the system.

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Get credit where credit’s due.

Rent reporting is now live. Finally, your rent payments will stop being invisible.

Frequently Asked Questions

People often ask us

Is Neobanc safe to use?

Yes. Neobanc utilizes proprietary payment processing technology to ensure secure transactions.

How do I earn cashback?

Neobanc offers 1% cashback applied toward your next rent payment. Alternatively, if you choose to stake your cashback for a year, you can earn 5%.

How does Neobanc work?

You fund your Neobanc wallet at least three days before your rent is due. On the due date, we transfer the funds to your landlord. This process earns you cashback on every rent payment.

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Visit our support page

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We’ve rolled out two powerful features:

• Mortgage Pay now lets you upload your mortgage details and get 0.5% cashback every time you send payments through us — no hassle, just savings.
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• Personal Loans are live! Borrow up to $35,000 with no judgment and flexible terms, whether it’s for debt consolidation, unexpected expenses, or big life moves.

It’s all designed to make life (and money) a little easier.

$2M

liability insurance

Up to

cashback*

Listen to our anthem

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3K+

happy users

Join Neobanc now

RENT DAY SUCKS

BILL PAYMENTS DON'T HAVE TO SUCK.

CASHBACK ON MORTGAGES?

GIFT CARDS FOR THE STUFF YOU ALREADY BUY

Why renters love Neobanc.