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Quick answer:
Choose University of Ottawa-Tuition to pay the full student account balance (tuition, housing and other charges) and University of Ottawa-Housing only for housing fees. uOttawa says online payments show on your statement of account within 72 hours. The math on this page uses $520/month as an example tuition; your own amount will differ, and the cash back scales with it.
Format: Your uOttawa student number, entered as the account number. Use your student number as the account number; payments post to your statement of account, which you reach in uoZone under the Applications tab, Student Center, Statement of Account.
Verified against www.uottawa.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $520/month University of Ottawa tuition, that's roughly $187 back per year between a 2% cash-back card and Neobanc, for the exact same tuition.
On a $520/month tuition, a 2% cash-back card returns about $10.40/month, and Neobanc adds $5.20 on top, roughly $187 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or pre-authorized debit earns nothing; the same tuition through Neobanc with a cash-back card returns about $187 a year. If payment is not received on time, a late payment administrative fee of $60 plus interest at the prime rate of the National Bank of Canada plus 9% is added automatically to your account. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.