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Quick answer:
UNB says online payments must be made 3 to 5 business days before the fee deadline, and an online payment made on the deadline date is treated as late. The math on this page uses $765/month as an example tuition; your own amount will differ, and the cash back scales with it.
Format: Your UNB Student ID number, entered as the bill payment account number. Look on your latest statement or your online account profile.
Verified against www.unb.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $765/month University of New Brunswick tuition, that's roughly $275 back per year between a 2% cash-back card and Neobanc, for the exact same tuition.
On a $765/month tuition, a 2% cash-back card returns about $15.30/month, and Neobanc adds $7.65 on top, roughly $275 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or pre-authorized debit earns nothing; the same tuition through Neobanc with a cash-back card returns about $275 a year. A late payment fee of $75.00 applies to each term that a student's tuition and fees are not paid in full by the fee deadline date. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.