How to Get Cash Back on Your City of St. John's bill

What is City of St. John's?

The payee name depends on your bank: Municipality of St. John's at RBC and Scotiabank, St. John's, Municipality of at BMO and TD, and St. John's Taxes at CIBC and Simplii. For 2026, homes with water and sewer services pay 9.1 mills plus a $700 water tax. The math on this page uses $230/month as an example property tax; your own amount will differ, and the cash back scales with it.

How to Get Cash Back on Your City of St. John's Property Tax

1. Create your free Neobanc account: sign up at neobanc.com, takes about 2 minutes with instant verification.
2. Add City of St. John's as a payee: search "City of St. John's" in Bills. Banks and Neobanc list it as St. John's, Municipality of / Municipality of St. John's / St. John's Taxes.
3. Enter your roll number: see below for where to find it.
4. Pay with your preferred credit card: one-time or recurring. Your card earns its normal rewards; Neobanc adds cash back on top.
5. Earn cash back on every payment: cash back lands in your Neobanc balance. Withdraw it or put it toward next month's property tax.

Where to Find Your City of St. John's Roll Number

The tax account number is item 1 on the City's sample tax bill; have a recent bill handy and enter all the digits when you register the City as a payee. Enter it exactly as shown when adding the payee.

Verified against www.stjohns.ca, October 2026.

Can I Pay City of St. John's With a Credit Card?

Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $230/month City of St. John's property tax, that's roughly $83 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.

The Math on Your City of St. John's Property Tax

On a $230/month property tax, a 2% cash-back card returns about $4.60/month, and Neobanc adds $2.30 on top, roughly $83 per year for switching how you pay, not what you pay.

How do I save the most on my City of St. John's property tax each month?

Change how you pay before what you pay. Paying by bank transfer or Pre-authorized payment plan earns nothing; the same property tax through Neobanc with a cash-back card returns about $83 a year. Tax bills outstanding past the due date on the bill are charged interest at 1.25% per month, compounded monthly. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.