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Quick answer:
Ville de Québec's annual tax bill is payable in four equal instalments, and a bill of $300 or less must be paid in full by the first due date. When you pay through online banking, the City asks you to enter each payment for the date and amount shown on its payment coupon. The math on this page uses $300/month as an example property tax; your own amount will differ, and the cash back scales with it.
Format: 20-digit electronic payment number labelled # PAIEMENT ÉLECTRONIQUE. Printed on each payment coupon attached to the annual tax bill; the bill can also be viewed in the City's Voilà portal.
Verified against www.ville.quebec.qc.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $300/month Ville de Québec property tax, that's roughly $108 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.
On a $300/month property tax, a 2% cash-back card returns about $6.00/month, and Neobanc adds $3.00 on top, roughly $108 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Paiement préautorisé (pre-authorized payment, 4 or 12 instalments) earns nothing; the same property tax through Neobanc with a cash-back card returns about $108 a year. Balances unpaid after each due date are charged interest at an annual rate of 7% plus penalties at an annual rate of 5%. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.
