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Quick answer:
North Bay Hydro bills are due 19 days after the date they are issued, so send a bank bill payment early enough for it to arrive by the due date. The math on this page uses $120/month as an example bill; your own amount will differ, and the cash back scales with it.
Your North Bay Hydro account number appears on your bill and is used, together with your name exactly as shown on the bill, to register for e-billing. Enter it exactly as shown when adding the payee.
Verified against www.northbayhydro.com, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $120/month North Bay Hydro bill, that's roughly $43 back per year between a 2% cash-back card and Neobanc, for the exact same bill.
On a $120/month bill, a 2% cash-back card returns about $2.40/month, and Neobanc adds $1.20 on top, roughly $43 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Payment earns nothing; the same bill through Neobanc with a cash-back card returns about $43 a year. If your bill is not paid in full by the due date, North Bay Hydro assesses an interest penalty on your account. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.
