
.png)
.png)
.png)
.png)
Quick answer:
Laval tax bills are payable in two instalments, and bills under $300 are payable in one. The City asks you to pay at least three business days before the due date because it records payments on the day it receives them. The math on this page uses $325/month as an example property tax; your own amount will differ, and the cash back scales with it.
Format: 20-digit reference number for electronic payment starting with 00032, entered with no spaces. Printed in the Numéro de référence pour paiement électronique (Reference no. for electronic payment) box on the municipal tax bill.
Verified against www.laval.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $325/month Ville de Laval property tax, that's roughly $117 back per year between a 2% cash-back card and Neobanc, for the exact same property tax.
On a $325/month property tax, a 2% cash-back card returns about $6.50/month, and Neobanc adds $3.25 on top, roughly $117 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or pre-authorized debit earns nothing; the same property tax through Neobanc with a cash-back card returns about $117 a year. Any instalment paid after its due date is charged interest at an annual rate of 8.50% plus a penalty at an annual rate of 5.00%, calculated daily. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.