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Quick answer:
Concordia says online banking payments take 2 to 3 business days to appear on the student account. Quebec residents pay $103.92 per credit in base tuition in Fall 2026 and Winter 2027. The math on this page uses $260/month as an example tuition; your own amount will differ, and the cash back scales with it.
Format: 8-digit Concordia student ID, entered as the account number. Use the 8-digit student ID Concordia assigned you when adding Concordia University as a new payee in your bank's bill payment section.
Verified against www.concordia.ca, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $260/month Concordia University tuition, that's roughly $94 back per year between a 2% cash-back card and Neobanc, for the exact same tuition.
On a $260/month tuition, a 2% cash-back card returns about $5.20/month, and Neobanc adds $2.60 on top, roughly $94 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or pre-authorized debit earns nothing; the same tuition through Neobanc with a cash-back card returns about $94 a year. Concordia says you will not be charged late fees if you make the payment with your bank on or before the tuition payment deadline. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.