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Quick answer:
Bluewater Power tells customers paying through a bank to choose Bluewater Power Distribution Corporation or Bluewater Power Utilities as the payee, not Bluewater Power Misc, and to allow 3 to 5 days for the payment to arrive. The math on this page uses $130/month as an example bill; your own amount will differ, and the cash back scales with it.
Format: 7-digit account number; if your bank requires 12 digits, add five zeros to the beginning. The account number is your Bluewater Power contract account number shown in the Account Number field of your bill, and Bluewater Power asks you to quote it when you call customer service.
Verified against bluewaterpower.com, October 2026.
Yes, and it's the whole point. Most billers don't reward you for how you pay. Through Neobanc, your card earns its normal rewards and Neobanc adds 1% cash back on top. On a $130/month Bluewater Power bill, that's roughly $47 back per year between a 2% cash-back card and Neobanc, for the exact same bill.
On a $130/month bill, a 2% cash-back card returns about $2.60/month, and Neobanc adds $1.30 on top, roughly $47 per year for switching how you pay, not what you pay.
Change how you pay before what you pay. Paying by bank transfer or Pre-Authorized Payment Plan earns nothing; the same bill through Neobanc with a cash-back card returns about $47 a year. If payment is not received by the due date, a late interest charge of 1.5% is applied monthly to the overdue portion. A recurring Neobanc payment a few business days before the due date earns on every cycle and never runs late.